Trauma therapy intensives in Lancaster, PA. Clients travel from Philadelphia PA, Pittsburgh PA, Baltimore MD, Washington DC, Northern Virginia VA, New York NY, and nationwide.
Investment and Insurance
Meadow Grove accepts Highmark and Capital Blue Cross for regular therapy sessions. Intensives are self-pay. Here's everything you need to understand what that means and how to make it work.
What is and isn't covered.
Meadow Grove Counseling is in-network with Highmark and Capital Blue Cross for individual therapy sessions. Insurance billing is available for these sessions only. Therapy intensives are always self-pay and cannot be billed to insurance.
| Insurance plan | Status |
|---|---|
| Highmark | In-Network |
| Capital Blue Cross | In-Network |
| Medicaid | Not accepted |
| Medicare | Not accepted |
| Other plans | Out-of-network only |
Regular therapy sessions can be billed to Highmark and Capital Blue Cross. Your copay, deductible, and covered services depend on your specific plan. Call the number on the back of your insurance card before your first appointment to confirm your mental health benefits.
All intensive therapy experiences are self-pay regardless of your insurance plan. You may be able to submit a superbill for partial out-of-network reimbursement if you carry a PPO plan with out-of-network mental health benefits.
Payment is due at time of service. For intensives, a deposit is required to reserve your dates.
Health Savings Account (HSA) and Flexible Spending Account (FSA) funds are accepted for all services, allowing you to pay with pre-tax dollars.
If you carry a PPO plan with out-of-network mental health benefits, you may be able to recover a portion of intensive costs. Key questions to ask your insurer:
- Do I have out-of-network mental health benefits?
- What is my out-of-network deductible, and how much have I met?
- What percentage does my plan reimburse after the deductible?
- What CPT codes are covered? (Common: 90791, 90837, 90847)
A practical guide to out-of-network reimbursement.
Intensive therapy is self-pay at the time of service, but for clients with PPO plans that include out-of-network mental health benefits, partial reimbursement through superbill submission is a realistic option for many people.
The process works as follows:
Meadow Grove provides superbills that meet all insurer requirements. We cannot guarantee reimbursement or predict your specific plan's response, but we make it as straightforward as possible for you to submit.
The cost of an intensive reflects the scope of the work: extended preparation before your arrival, the clinical hours of the intensive itself, the personalized integration guide, and the post-intensive follow-up call. It also reflects the level of specialized training and clinical expertise required to conduct this work safely with complex presentations.
For many people who come here, the comparison point is not the cost of individual sessions, it's the cost of years of weekly therapy that has yielded genuine insight but not the level of change they're looking for.
For high-functioning professionals, the calculation also often includes what it costs, in time, energy, and continued internal management, to not address the thing that is still running underneath. That cost is harder to quantify but no less real.
For multi-day intensives, a deposit is required to hold your dates, with the balance due before the intensive begins. HSA and FSA cards are accepted. If you have questions about payment timing or would like to discuss what is feasible, that conversation can happen directly during or after the consultation call.
Your right to know the cost of care before you receive it.
The following notice is required by federal law under the No Surprises Act and applies to all self-pay clients and any client not submitting a claim to insurance for a given service. All therapy intensives at Meadow Grove Counseling are self-pay and fall under this requirement.
Your Right to a Good Faith Estimate
You have the right to receive a "Good Faith Estimate" explaining how much your health care will cost. Under the law, health care providers need to give patients who don't have certain types of health care coverage or who are not using certain types of health care coverage an estimate of their bill for health care items and services before those items or services are provided.
- You have the right to receive a Good Faith Estimate for the total expected cost of any health care items or services upon request or when scheduling such items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
- If you schedule a health care item or service at least 3 business days in advance, make sure your health care provider gives you a Good Faith Estimate in writing within 1 business day after scheduling. If you schedule a health care item or service at least 10 business days in advance, make sure your health care provider gives you a Good Faith Estimate in writing within 3 business days after scheduling. You can also ask any health care provider for a Good Faith Estimate before you schedule an item or service. If you do, make sure the health care provider gives you a Good Faith Estimate in writing within 3 business days after you ask.
- If you receive a bill that is at least $400 more for any provider than your Good Faith Estimate from that provider, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Est